Pakistan’s unending natural disaster caused by recent floods has now confirmed the displacement of more than 15 million people, while fears run high of up to 20 million lives eventually being affected. The material loss continues to grow with up to 900,000 homes so far known to have been destroyed, while a health related catastrophe builds up in the shape of multiple acute ailments. These include diarrhoea, serious skin ailments and eye infections. The threat of water borne diseases has assumed a crisis proportion.
Muhammad Aslam is a 55-year-old man who lives in Muzaffarabad, Azad Kashmir. He has three sons and three daughters and has worked his entire life as a stone mason, earning barely enough to meet the most basic needs of his large family. Life was already hard enough when three years back Aslam experienced gradual loss of vision in both his eyes.
Brother Syed Alamdar Hussain is retired government servant lives in Rawalpindi. He is an experienced taxi driver. He was driving taxi on daily wages but due to his illness this source discontinued and he had no source of income to meet his obligations. He has a family of three members including two children and his wife.
Syed Rameez Abbas lives in Rawalpindi and he is 23 years old and he is working in fruit/vegetable market as a labour on daily wages. He used to earn PKR 300.00/day.
The applicant Syed Imdad Hussain Shah is a poor retired government servant living in a village near Chakwal. After his retirement his only source of income is his pension, which is too meager to support his family.
Noor ul Nisa lives in Rawalpindi. Her husband has died and she is supporting her family by sewing clothes at home. She had an old sewing machine but now it is useless and she has no way to earn income to fulfil her household and educational expenses of her children.
Syeda Ismat Bibi lives in Bhon Chakwal. Her husband had died. She was working at homes to support a family of four members including three daughters and one son. Syeda Ismat Bibi is sole earning head of the family. It was very difficult for her to meet all the expenses relating household and educational expense with limited income of PKR 2,000.
Brother Syed Alamdar Hussain is retired government servant lives in Rawalpindi. He is an experienced driver.
He used to drive taxi of other owner on daily wages but due to his illness this source discontinued. Now he is jobless and has no source of income to meets his obligations.
Mr. Syed Tauqeer Haider Naqvi is a young person lives in District Khushab. Before some time his financial position was better as he had his own general store. In addition he was a small supplier of different edible items but due to a fraud by contractor he lost his money and sold out his general store items to pay off his loss.
Brother Riaz Ali is a resident of Ganish (Hunza) Northern Areas. He is a driver by profession.
He left his education due to non availability of resources .His education is upto 8th class.
To meet his daily needs and to support his family he had to work as a driver in a private organization.
Lady Fatemah Trust (LFT) in collaboration with the Pakistan based MICT once again takes pleasure in reporting a successful case of an unemployed professional photographer helped to return to work with of our recent grants, in continuation with our continuing effort to promote micro-finance for small scale entrepreneurs.
The Hunza Valley located at 7,999' in northern Pakistan is the home of the longest lived people on the planet. The high mountain valley is surrounded by the Himalayan mountains with the mountain in the photo to the left rising to 25,551'. Northern Pakistan is blessed with the greatest mass of high mountains on earth where the Himalaya, Karakoram, Pamir's, and Hindukush all meet!
Brother Nazim Abbas Kazim is a professional Photographer and Moviemaker and lives in Chakwal with his family. Before one year he was working with a private firm but due to worst economic conditions the firm was closed leaving Nazim Abbas Kazim unemployed. He has experience in color laboratory, photography and movie making.
Most people think that cataract is an eye disease that comes with old age. Although many cataract patients are indeed over 60 years old, the statistics table for LFT’s eye program in Pakistan shows that 41.3 per cent of patients were in the 41 to 60 years age bracket, the age of prime productivity for most people
Syeda Naseem Fatima is living in Iqbal Colony Rawalpindi and is a housewife .She is 55 years old. Her husband Syed Ramzan Ali Shah is handicapped and is suffering from paralysis.
Brother Syed Tanveer Abbas lives in Imamia Colony Shahdara Lahore. He is educated up to middle class. He is a driver with experience of eight years.
He was driving a rickshaw on daily wages and was hardly earning his livings to fulfil his daily needs.
He was supporting a family of seven members and his earnings were not sufficient to fulfil household and educational expenses of his children.
Mr. Muhammad Bashir is an elderly person lives in, Bhon, District Chakwal.
Before some time his financial position was better but due to some circumstances now he is suffering from worst financial crisis, even he is unable to fulfill his house hold obligations and educational expenses of his only son.
A report released recently by the Society for the Protection of the Rights of the Child (Sparc) gives a gloomy picture of education in Pakistan. About 40 per cent of the country’s children of school-going age cannot access the quality education, and the World Economic Forum’s latest Global Competitiveness Report ranks Pakistan 117 out of 134 countries in terms of quality primary education, says the Sparc report. It adds that 20 per cent of the country lacks basic educational facilities.
FINAL REPORT MICRO FINANCE SCHEME PARACHINAR KURRAM AGENCY
28-02-2010
He was provided a detailed list of the recipients of Micro finance grant. He has verified through his own team in region and confirmed that the grant has reached the deserving families. He has further confirmed that the number of cows/sheep and goats are in appropriate number to support and provide dignified livings to the bereaved families. This is a great step forward to make them stand on their own feet.
One negative observation which does not provide details/particulars of the families states that under hardships and financial compulsions one odd family has sold the cow.
Overall report is encouraging and the project has been termed as a success....
Brother Syed Imtiaz Haider Naqvi is a lives in Islamabad and is a retired steno Grapher and now working in a private educational institution.
Now he is receiving a pension and a salary from private institution which is insufficient for his house hold and educational expenses.
He has a family of thirteen members including 11 children and he and his wife.
17th Microfinance Grant Proposal – Electrician Syed Yaseen Kazmi –Gharib Abad Chaklala, Rawalpindi
2010-02-23
Brother Syed Yaseen Kazmi is resident of Chaklala Rawalpindi. He belongs to an impoverished family and he is an electrician by profession. He is unemployed for last two years due to non availability of work and now he is doing small electrical works on daily wages. He is facing hardships due to ever growing inflation and low income as compared to his household and educational expenditure of his children.
LFT Eye Program in Pakistan. The Eye Sight of More Than 2000 Patients was Preserved or Restored by this Program in 2009. 4,674 have been preserved since the start of this project
2010-02-06
Cataract, an eye condition that is easily treatable in the developed world, still is a leading cause of blindness in many developing countries. While treatment is available in most places, sufferers cannot afford its cost due to poverty. Thousands of patients needlessly become blind and unable to work and care for their families due to cataracts, and thousands of families fall into destitution. In 2009, LFT supported two different organizations in Pakistan that offer state-of-the-art eye care free of charge or at greatly reduced cost.
Microfinance Completed – Rickshaw for Mumtaz Hussain, Bhakkar District
2010-01-07
Brother Mumtaz Hussain lived in Dera Ismail Khan and was a rickshaw driver on daily wages. Due to unfavourable living conditions and insecurity he migrated to Bhakkar. He was in worst financial crisis due to low wages and ever rising cost of living. He has to look after a family of five persons, including his parents, wife and a daughter.
16th Microfinance Grant Syed Imtiaz Haider Naqvi - Taxi
2010-01-07
Brother Syed Imtiaz Haider Naqvi is a lives in Islamabad and is a retired steno Grapher and now working in a private educational institution. Now he is receiving a pension and a salary from private institution which is insufficient for his house hold and educational expenses. He has a family of thirteen members including 11 children and he and his wife.
15th Proposal for Microfinance Grant –Tea shop/Canteen. Sher khan-Chakwal
2010-01-07
Brother Sher Khan is resident of Chakwal and he was a small contractor. Now he is unable to get contracts and is facing financial crisis to meet his house hold expenses as well as education of his children. Brother Sher Khan is supporting a family of eleven members, his parent, wife, and eight children.
14th Microfinance Completed –Plumber shop Tahir Naqash -Gharib Abad Rawalpindi
2010-01-06
With the Grace of Almighty Allah we have completed the micro finance project of Brother Tahir Naqash. The total cost incurred on this project is PKR 31,000.00 (GB£ 227.50 / US$ 365.00) With the funded amount we purchased electrical machinery like drilling machines, pipe cutter, pipe heater, as well as manual equipments like ranches, screw ranches, pipes, hammers, cutters, toolbox and other small equipments, chains pulley and other small accessories which are helpful for a plumber.
14th Proposal for Microfinance Grant –Plumber shop Tahir Naqash -Gharib Abad Rawalpindi
2009-12-26
Tahir Naqash is resident of Gharib Abad Rawalpindi and he is doing plumber work on daily wages. He faced many hardships in his early childhood because when he was of two years he father died and his mother married another man. His step father forced him to do work instead of studies. Due to his step father’s ill behaviour he left his home and came to Rawalpindi with a dream to make his future but he was unable to continue his studies as he had no source of income. Now he is married and has two children and hardly meets his house hold expenses.
12th Microfinance Grant Completed Syed Sikandar Ali Naqvi Joint Computer Accessories Business Rawalpindi
2009-12-25
Now he started his business of computer accessories and working hard to earn his livings. He is optimistic that he will be able to earn PKR10, 000 to PKR 12,000 per month and is in better position to meet his house rent and daily household expenditure Syed Sikandar Ali Naqvi has conveyed his thanks and Salams to the donors and trustees of LFT.
BIBI SAKINA (A.S) WATER SUPPLY PROJECT WAHALI
2009-12-21
Wahali village situated in Tehsil Choa Saidan Shah District Chakwal has a total population of 4000. Five percent of the population of area consist of Sadaat Momineen (15 households) located at one locality. For Saadat families, fetching water from outside was the hardest job to do as their women folk observe strict hijab. In consultation with local leaders, it was been decided that if adequate water is supplied to Saadat families, the rest of the people can carry water from outside of their homes. One bore for supply of water was recommended for this population, which has now started supplying clean drinking water to the community.
GBP 5.85 per month (average) will meet Education fee, Travelling, Uniform, and Stationery for 68 students wishing to complete and or start education at University, Secondary or Primary School
2009-12-20
Dera Ismail Khan or DI Khan (as very commonly referred to) was founded towards the end of the fifteenth century by Ismail Khan, a son of the Baloch adventurer Malik Sohrab. The original town was swept away by a flood in 1823, and the present town stands four ... Tank was the oldest tehsil of Dera Ismail Khan district and it was given district status on July 1, 1992, with a view to develop it. Two major tribes – Bhittani and Mehsud – live in Tank district, along with the Kundi, Gandapur and Jaat tribes. The city has telephone, telegraph, and internet facilities- although telegraph has recently been abandoned in line with the government policy of transitioning away from telegraph communications throughout the country
Proposal for Microfinance Grant-Syed Tanveer Abbas Shah Jaffri ~ Motorcycle Rickshaw
2009-12-15
Brother Syed Tanveer Abbas Imamia Colony Shahdara Lahore. He is education is middle. He is a driver with experience of eight years. Presently he is driving a rickshaw on daily wages and hardly earns his livings to fulfil his daily. The income is hardly PKR 350 per day approx. Which is very low as compared to his daily expenses? PKR 450 per day.
Ninth and Tenth Micro finance Project in Kuram Agency, Pakistan Twenty four Families with 153 members in the family benefited from this Phase no 9 and 10 Total no of families: 88 with 489 members have so far benefited
2009-12-01
Background Kurram Agency which is dominantly populated by Shia community is in the grip of sectarian violence since April 2007. The major killings took place on 16-11-07 and since then the sectarian killings have continued. Over 200 people have been killed and many more wounded. To provide financial support to deprived people of Parachinar MCT has already been conducting a financial support program with the generous support of LFT. Under this program monthly relief had been distributed among the families of Shuhada and injured. Families Detail Initially 88 families (77 non Syed and 11 Syed) have been identified by the local religious leadership for the financial relief program .The number of affected families has increased due to recent turmoil, which will be taken care of in due course.
Proposal for Microfinance Grant General Store-Muhammad Bashir, Bhon District Chakwal
2009-11-13
Mr. Muhammad Bashir is an elderly person lives in, Bhon, District Chakwal. Before some time his financial position was better but due to some circumstances now he is suffering from worst financial crisis, even he is unable to fulfill his house hold obligations and educational expenses of his only son.
Proposal for Microfinance Grant Brick carriers (donkeys) for Muhammad Kazim with fourteen dependents
2009-11-13
Brother Muhammad Kazim was resident of Dera Ismail Khan, his family was compelled to leave their native village, and now they reside at Bhakkar. Brother Muhammad Kazim and his coworker family members are supporting a joint family of eighteen members, consisting his own family and his brother’s family plus his parents and sisters.
Proposal for Microfinance Grant - Chinese Auto Rickshaw for Mumtaz Hussain
2009-11-13
Brother Mumtaz Hussain lived in Dera Ismail Khan and was a rickshaw driver on daily wages. Due to unfavourable living conditions and insecurity he migrated that place with his family to Bhakkar. Now he is in worst financial crisis due to low wages to fulfil his day to day obligations and educational expenses of his daughter. He has to look after a family of five persons, including his parents, wife and a daughter.
13th Proposal for Microfinance Grant General Store-Muhammad Bashir, Bhon District Chakwal
2009-10-27
Mr. Muhammad Bashir is an elderly person lives in, Bhon, District Chakwal. Before some time his financial position was better but due to some circumstances now he is suffering from worst financial crisis, even he is unable to fulfill his house hold obligations and educational expenses of his only son.
Proposal for Microfinance Grant – Syed Sikandar Ali Naqvi Joint Computer Accessories Business
2009-10-27
Brother Syed Sikandar Ali Naqvi is an experienced business man and 53 years of age. He is private business man by profession (computer accessories) he is a graduate and has vast experience in computer accessories business. He left his business in search of better future and left for Dubai there he was doing well but due to current economic slum he lost his job.
Fourth Phase of supporting 12 students complete their higher education. (Total students supported so far 32)
2009-10-26
Lady Fatemah Trust (LFT) is seeking financial support for a batch of nine students across Pakistan, identified by us as offering the promise of future success. According to MICT, our partner in Pakistan, seven of these students include those already enrolled in different tiers of higher education institutions while the remaining two students are in high school prepping for college education. Our latest appeal follows our previous requests in the past year as we have sought to build up support for students in distress across Pakistan. Just as for our previous appeals, MICT has carried out a detailed scrutiny on the ground, confirming the circumstances surrounding each students mentioned in this appeal.
Fourth Micro finance Project in Kuram Agency, Pakistan Eight Families with 39 members in the family benefited from this Phase no 4
2009-09-14
Background Kurram Agency which is dominantly populated by Shia community is in the grip of sectarian violence since April 2007. The major killings took place on 16-11-07 and since then the sectarian killings have continued. Over 200 people have been killed and many more wounded. To provide financial support to deprived people of Parachinar MCIT has already been conducting a financial support program with the generous support of LFT. Under this program monthly relief had been distributed among the families of shuhda and injured.
Second GOAT Micro Finance Project carried out by LFT in Pakistan. Total number benefited 96 members in 22 families
2009-09-13
Life in the North West Frontier Province is hard. Although the area is blessed by a temperate climate and natural beauty and attracts travellers, people in the far-off villages do not benefit from the income from tourism. Their lives revolve, like centuries ago, around agriculture and animal husbandry. Agricultural yields are low and barely ensure survival of the peasant families because there are no irrigation schemes and people have to rely on rainfall for irrigation. Especially families with few or no able-bodied men live below subsistence level.
Fourth Micro finance Project in Kuram Agency, Pakistan Eight Families with 39 members in the family benefited from this Phase no 4
2009-09-14
Background Kurram Agency which is dominantly populated by Shia community is in the grip of sectarian violence since April 2007. The major killings took place on 16-11-07 and since then the sectarian killings have continued. Over 200 people have been killed and many more wounded. To provide financial support to deprived people of Parachinar MCIT has already been conducting a financial support program with the generous support of LFT. Under this program monthly relief had been distributed among the families of shuhda and injured.
Second GOAT Micro Finance Project carried out by LFT in Pakistan. Total number benefited 96 members in 22 families
2009-09-13
Life in the North West Frontier Province is hard. Although the area is blessed by a temperate climate and natural beauty and attracts travellers, people in the far-off villages do not benefit from the income from tourism. Their lives revolve, like centuries ago, around agriculture and animal husbandry. Agricultural yields are low and barely ensure survival of the peasant families because there are no irrigation schemes and people have to rely on rainfall for irrigation. Especially families with few or no able-bodied men live below subsistence level.
Third Phase of supporting nine students complete their higher education. (Total students supported so far 20)
2009-09-04
Lady Fatemah Trust (LFT) is seeking financial support for a batch of nine students across Pakistan, identified by us as offering the promise of future success. According to MICT, our partner in Pakistan, seven of these students include those already enrolled in different tiers of higher education institutions while the remaining two students are in high school prepping for college education.
Appeal for Fifth Micro-Financing Support Project “Purchase of an Operational Workshop and adding Additional Equipment”
2009-08-31
Economic recession and spiral rise in cost of living has devastatingly effected the lives of most of the low income group families. The large family structure, joint family system, and even more than one earning member in a family have left them in turmoil and agony. Young talented youth with technical background and skill in hand, do not have enough resources even from there jobs to support a reasonable living, for themselves and their dependents. There is a strong need to support such youngsters who have drive, talent, skill and lack just a meagre financial need, which if provided can help make them self employed and independent, thereby enabling them to become self sufficient and self sustaining, besides releasing the economic burden of a member of the society.
Appeal for Microfinance Grant – Muhalla Tulsa Road Lala Zaar, Rawalpindi
2009-08-30
Hashim Ali lives in Lala Zaar, in Rawalpindi. He is unable to walk due to a medicine infection in 1998. Hashim lived with his parents but after their death he lived with his brother. But in April 2009 his brother died and responsibility of his brother’s family fell on his shoulders.
Second Micro finance Project in Kuram Agency, Pakistan
2009-08-16
Background Kurram Agency which is dominantly populated by Shia community is in the grip of sectarian violence since April 2007. The major killings took place on 16-11-07 and since then the sectarian killings have continued. Over 200 people have been killed and many more wounded. To provide financial support to deprived people of Parachinar Madinatulim Charitable Trust has already been conducting a financial support program with the generous support of LFT. Under this program monthly relief had been distributed among the families of shuhda and injured.
First Micro finance Project in Kuram Agency, Pakistan Eight Families with 50 members in the family benefited from this Phase no 1
2009-07-27
Background Kurram Agency which is dominantly populated by Shia community is in the grip of sectarian violence since April 2007. The major killings took place on 16-11-07 and since then the sectarian killings have continued. Over 200 people have been killed and many more wounded. To provide financial support to deprived people of Parachinar Madinatulim Charitable Trust has already been conducting a financial support program with the generous support of LFT. Under this program monthly relief had been distributed among the families of shuhda and injured.
